uob private banking
uob private banking
Blog Article
UOB Financial institution presents a range of personal banking expert services designed to meet the financial needs of people. Underneath is an in depth overview that can assist you recognize The main element facets and offerings.
Different types of Accounts
Discounts Account: This account lets you get monetary savings while earning desire.
Characteristics: Easy access, desire earnings, minimum service fees.
Gains: Risk-free spot for your resources, probable development through fascination.
Current Account: Perfect for daily transactions and taking care of costs.
Capabilities: Checkbook facility, overdraft protection.
Added benefits: Handy for regular payments and withdrawals.
Mounted Deposit Account: For those trying to get paid larger fascination fees above a set interval.
Functions: Fastened time period deposits, greater fascination premiums compared to personal savings accounts.
Added benefits: Protected expense selection with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans that can be used for different needs like education and learning or dwelling renovation.
Types:
Installment Loans
Credit Strains
Benefits: Flexible repayment terms, aggressive desire fees.
Dwelling Financial loans: Customized alternatives for obtaining residence or refinancing current mortgages.
Varieties:
Set Price House Mortgage
Floating Level Dwelling Personal loan
Added benefits: Unique strategies to go well with specific wants, appealing rates.
Bank cards
UOB delivers A variety of bank cards catering to unique lifestyles and spending patterns:
Rewards Playing cards: Gain points on every invest in which can be redeemed for items or journey miles.
Cashback Playing cards: Get income rebates on everyday paying out including groceries and eating out.
Travel Playing cards: Unique Added benefits like air miles more info accumulation and travel coverage coverage.
Financial investment Companies
For people considering escalating their wealth by investments:
Unit Trusts * Diversified portfolio managed by pros. * Suitable for long-phrase advancement objectives.
Structured Deposits * Combines the capabilities of conventional deposits with financial commitment products. * Probably better returns but with a few danger concerned.
Insurance plan Products
To guard by yourself and Your loved ones from unexpected events:
Lifestyle Insurance policies * Delivers economical stability in the event of Dying or critical illness. * Also can serve as a cost savings Device dependant upon the coverage preferred.
Wellbeing Coverage * Handles clinical fees which include hospitalization expenditures. * Important for mitigating substantial healthcare expenses.
Digital Banking Products and services
Benefit at your fingertips by digital platforms:
Web Banking
Enables you to handle your funds on the web:
Check out account balances and transaction background
Transfer resources involving accounts or shell out expenses
Apply for new solutions (loans/bank cards)
Cellular Banking
Banking on-the-go via cellular apps:
Speedy stability checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these comprehensive choices, UOB aims to provide personalised banking solutions that cater specially to personal requirements even though ensuring usefulness and security in all transactions.